Payment Methods

Effective from date: May 1, 2026.

NurayArts makes it simple, secure, and flexible to complete your purchase. Below, you’ll find details about our accepted payment methods and guidelines on how to pay with or without a PayPal account.

1. Accepted Payment Methods

All transactions are processed securely through the PayPal payment gateway, ensuring a secure and reliable checkout experience. You have two options for payment:

+ PayPal Account Balance: You can also choose to pay using your PayPal account balance if you have a PayPal account.

+ Credit/Debit Cards Accepted (no PayPal account required): Visa, MasterCard, American Express, Discover…

All prices on our store are displayed in U.S. Dollars (USD). The total shown at checkout is the exact amount charged by us. If you are purchasing from outside the United States, your bank or card provider may apply currency conversion or international transaction fees.

How PayPal Checkout Works

There are two options currently displayed on the checkout page:

1. Click PayPal at checkout, you will be redirected to PayPal’s secure platform to complete your payment. You can:

  • Log in to your PayPal account, or
  • Pay as a guest using your debit or credit card (availability depends on your country).

2. Click the “Debit or Credit Card” option to pay by card with PayPal protection right on the checkout page.

You choose one of two options, after completing the transaction, you will be redirected back to nurayarts.store for order confirmation.

For added security, PayPal does not share your full financial details with us.

Payment Confirmation

Once your order is successfully placed, a confirmation email will be sent with your order details and payment summary.

If you do not receive this email within 1 hour, please:

Failed or Declined Payments

If your transaction does not go through, please verify:

  • Card details (number, expiration date, CVV)
  • Billing address accuracy
  • Available balance or credit limit

If the issue continues, we recommend contacting your bank or trying the payment again via PayPal.

Refunds & Overpayments

In cases of billing errors or eligible order cancellations, refunds will be issued through PayPal to your original payment method.

  • Refunds are typically processed within 2 business days after approval
  • It may take an additional 3-6 business days for your bank or PayPal to reflect the funds

Payment Security & Protection

Your data security is extremely important to us. NurayArts uses advanced safeguards to protect your information:

  • SSL (Secure Socket Layer) encryption is applied to all sensitive pages
  • Secure connection is indicated by https:// and a lock icon in your browser
  • We do not store your full credit card details or CVV codes
  • Payments are processed through trusted providers compliant with PCI DSS standards
  • Systems are regularly monitored to maintain strong security practices

Frequently Asked Questions

Can I pay without a PayPal account?
Yes. In many regions, PayPal allows guest checkout using a debit or credit card. Look for the option “Pay with Debit or Credit Card” on the PayPal page.

Why was my payment declined?
This may happen due to insufficient funds, incorrect billing information, or restrictions set by your bank. Please try again or contact your card issuer.

Can I change my payment method after placing an order?
No, payment methods cannot be modified once an order has been submitted. Please double-check your details before confirming payment.

Will I be charged extra fees?
We do not add any additional charges. However, your bank may apply currency conversion or international transaction fees if applicable.

Do you keep my payment information?
No. All payment data is handled securely by PayPal. We do not store your card or account details.

Chargebacks & Fraud Prevention

We actively monitor transactions to prevent fraud. Any chargebacks or suspicious payment disputes will be carefully reviewed.

If fraudulent or abusive activity is detected, we reserve the right to:

  • Decline future orders
  • Work with financial institutions during investigations

Thank you for choosing NurayArts! If you have any questions regarding payment, please don’t hesitate to reach out to our customer support team at support@nurayarts.store.